all disney creepypasta; argos card unable to process payment. If you've received a letter from us about this issue, then your account meets that definition and you need to consider taking action. @EightOxbow I've received a letter from you asking me to choose from some options. Is this a known issue? @afuturesound We understand that things are difficult for many of our customers at the moment, and we have considered this decision carefully. When you buy your product you'll be able to spread the cost for up to 12 months without being charged interest. @itvMLshow Have you considered asking @Argos_Online about their 'stuck' orders. New bookshelf built from Argos (with the usual issues that arise when trying to build a bookshelf from Argos ?). No, you haven't done anything wrong. Please try again or use a different c. Options. Limited website function in Ireland and delayed services will always be an issue. Please keep to the arrangement you have made. The cost of living crisis is affecting all of us and making it harder to balance our household budgets. The Annual Percentage Rate (APR) is the total cost of having an Argos Card, expressed as an annual percentage of the total amount of credit. argos card unable to process payment. We will do everything we can to minimise any disruption and get our services back to normal as quickly as possible. @ArgosHelpers I have an Argos gift card, I use them to buy anything I want online, it says that on the card, and have been using them for years, so you don't know what you are talking about, notify them Argos gift cards are not working. Can I change my Direct Debit from Minimum Payment to Full Statement Balance or a Fixed Amount in the future if I need to? @ArgosHelpers Can I use my Argos Card to purchase gift cards in store? You will need a valid email on your account, though. @nectar has to be the worse customer services ever. Been reaching out for support for 3 days with no response! Checkbox screen reader text Remember my Login ID Last name Surname * Please advise. Facebook, User reports indicate no current problems at Argos. ?????? @_sarahxla Once with BC, twice with Bombers, and once with Argos. Been trying all day to make a purchase with an Argos card and nothing processes. In addition, the Normal Credit Interest Rate will apply to the whole Normal Credit balance each month, until the balance is cleared, we refer to this as interest on interest. If you go over your credit limit you may be charged a 12 fee which is detailed in your terms and conditions. I don't think I'm in Persistent Debt. @ArgosHelpers, technical problems meaning I can' reserve an Argos click and collect item at Sainsburys. @Argos_Online I've sent a text to opt out of the interest rate increase and received an error message. If your payment card is from one of those banks then you will either need to use a different payment card (issued by a different bank) OR make a payment another way for the time being until we can resolve the issues we're having. @ArgosHelpers If you've forgotten all of your login details, give us a call and we'll help OR download the My Argos Card App and manage your account on your phone or tablet. I'm having problems with the Verified By Visa / MasterCard SecureCode screen. The interest on any remaining balance is backdated to the date of purchase, and the rate applied to this Deferred Interest will depend on your Buy Now, Pay Later plan start and end date: What are my options if I don't want the interest rate on my account to increase? However, there's no direct link between your credit score and your account being in Persistent Debt. Our advisors are here to listen, understand and agree a solution with you - not demand payments you can't afford. Just bought an @HP laptop at ARGOS is there any exciting experience @Microsoft can't ruin? We call this the "Deferred Interest Portion". This is so that you can either confirm that you're still able to make increased monthly payments, or so that you can let us know if your circumstances have changed. What's a Plan Ref? 2012-2023 Ookla, LLC., a Ziff Davis company. @CooperativeBank Something wrong 1/1/23 co op banking card not working have tried tesco and argos please advise ASAP can't get through on the phone number 03457212212, @aaron41214616 How do I register? There could be different reasons for this, please refer to your most recent statement. We encourage all our customers to pay more than the minimum payment, as this will help you repay your balance faster and pay less interest. @atjustina @ArgosHelpers How will I know if my Argos Card account is in Persistent Debt? You will be charged interest on any balance remaining at the end of the plan, calculated at your normal plan rate starting from the date of purchase. Details on how to contact the Financial Ombudsman Service: By post:Financial Ombudsman ServiceExchange TowerHarbour Exchange SquareLondonE14 9SR, Telephone: 0800 0234 567 or 0300 123 9 123. That shouldn't be a problem - you should give us a call, though, and we can run you through the options. Login - Argos Credit Card Online Account Manager. Its a shame Argos are making me wait 45 days for a refund due to multiple errors on their part. We like to remind customers of this to help them avoid their account entering Persistent Debt, which happens when they've paid more in interest, fees and charges than they have towards their original purchase. Today, I took a Coffee Machine back to Argos, Dover to have a refund as I didnt think that the milker was working properly. @ArgosHelpers I'm having problems with my Argos gift card what do I do. How long will it take for my card to be blocked from spending? Have you tried placing your order on the Argos app?- Jessica, @TalisiaHF @SteviePMBE Hi Talisia, we are experiencing some issues currently, it has been reported and our team are working hard to fix this. You can look on your latest statement (go to View Statements when you log in) or we'll tell you on your Account Summary. Up to 1% of orders experience technical problems (a lot of orders!) Persistent Debt is where a customer has paid more in interest, fees and charges in an 18 month period, than they have towards paying for the item they originally bought. @jaybirdie1 Really angry now. Your statements are stored in 'View statements' on the left-hand side when you log in. Hi. @ArgosHelpers is your website down?? If you require additional support managing your account you can request a letter of authority which we will send through the post for you to complete and return. I can see it, but it has no value. Enter the CVV2 number from the back of the card in the 'Security code' box. How do I get past it? Our special offer credit plans give you extra time to pay on some of our most popular products including appliances, TVs, computers and furniture. @Argos_Online I have just posted on my facebook local residents group and warned 6 thousands potential customers about the issue which seems to be reocurring, hopefully more people wont get conned by Argos, @Barbara250254 Thanks @ArgosHelpers for trying to support re code not recognised for my granddaughters cozy coupe - SO @LittleTikesUK no reply from you - your code does not work and the phone number given by Argos does not appear to be @LittleTikesUK . Instead, you could choose to spread the cost further. @Bradley88807910 What should I do? How will increasing the interest rate impact the way my account works? Make sure you have enough money in your account for the purchase. You can also find out more information about how to set up Fixed Payment and Full Statement Balance Direct Debits HERE. Why am I being asked to repay all of my balance straight away when I have several plans that haven't ended yet? What is Estimated Interest? @ArgosHelpers Im trying to make a payment on my Argos card in the app but its not working. Can you help, please? Your minimum payment is your "minimum monthly contractual payment", which is simply the amount that you must pay us each month as per the terms of your agreement with us. Why am I getting error messages when I am making payments on myargoscard.co.uk? Now mid Saturday morning and no idea when it's being delivered. Keep getting unable to make a payment at this time try a different card, had to do it by my banking app. When you took out your Fixed Payment or Interest Free Plan you agreed to making a payment for a specific amount each month for the length of the plan. Type the CD Key and select Activate. @Argos_Online Thank you for your help. We're really sorry for any inconvenience this might cause. So why go to Argos then? Argos absolutely shocking customer service 1 week after contacting them still no order they don't return phone calls avoid like the plague @Argos_Online, @mikeroscoe67 Followed all instructions and still dead. When do I need to make a payment by? @_johndunne In this case, you should reach out to your card provider and give them the charge amount, date/time, and our company name (forgemedia LLC). Advent Calendar not working on App. What should I do? Can I make a payment using my own online banking? What should I do to ensure I don't pay more interest than I need to? how often do marine reserves get deployed . When you get in touch with us, we will make a note of which option you've chosen and monitor your account to make sure that you're paying what you need to. Where you have two or more Buy Now Pay Later Plans due to expire after your next statement period, these will be repaid in the order in which they are due to expire, starting with the Buy Now Pay Later Plan that is due to expire first. If you definitely want to close it then give us a call or contact us through myargoscard.co.uk. I'm having issue trying to purchase online using it.. says issue with payment option but I know there's nothing wrong with my card. However, if you feel we havent achieved this, we have clear and simple procedures in place to make sure we handle your case fairly, sensitively and in line with requirements set by the Financial Conduct Authority. Is your card working elsewhere? I was earning this working at Argos whilst at college. My advice don't get it. Call charges may vary please check with your provider. What browsers will myargoscard.co.uk work on? When you've cleared your balance, we will then close your account. @missnolikey We haven't increased the interest rate on the Argos Card for a long time, yet we have seen the costs of running the Argos Card increase. If you're still concerned about being able to repay your Normal Credit balance, give us a call on 03456 400 700 and we can discuss the options available to you. If you've only become an Argos Card holder in the past 12 months, If you have an emergency temporary credit limit already on your account, If you've changed your limit within the last 6 months, If you're requesting a new limit which is below your current balance, If you're in arrears or you've missed payments. @ArgosHelpers everytime I try and check out on Argos it says url broken? I thought I was paperless so why have I received a paper statement? You can set a 'hint' when you register to jog your memory if you forget it. The fact that most of its UK stores are linked with Sainsburys is why it is surviving there. The Financial Ombudsman Service exists to help resolve complaints and disputes as an impartial adjudicator, within the existing law. Call their free debt advice helpline or visit. Uninterested overseas personnel, all chatting in the background. If your account has had a zero balance for a while we don't send you statements anymore. How Deferred Interest is included as part of your Minimum Payment? If you've sent us a text but haven't received either a confirmation or error message, call us on 0345 608 0152 so we can make sure your request has been logged and start the closure process. No goods and no contact from Argos. Whilst these options could affect your credit file, it's worth considering them carefully if you need additional help with making repayments. @ChristineShawy4 @ArgosHelpers looks like your argos card app broken again unable to make card payments via it. @MamaKi_xo So why go to Argos then? 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